Some Easy Ideas for Financial Fitness and Health Fitness
1. Be actively involved in your own income and expense each week, month or fortnight (depending on the frequency of your salary)
2. Speak up if you have any questions or concerns with your salary or with your superannuation or any discrepancies on your pay slip and check if you have any personal insurance cover in superannuation.
3. Learn more about your individual rights with Banking, Loans and Credit Cards, the conditions and interest rates. How they are set up. If you don’t’ know ask your bank or a Mortgage Broker or Financial Adviser to help you through the information.
4. Keep all your agreements like mortgage documents, rental agreements and all statements in a safe place
5. Make sure you understand the debt, how much you owe, to the assets, how much you own, and how long it will take to reduce all debts. This affects your future wealth.
6. Make sure you get answers to any questions you ask about your debts and don’t be fobbed off with unclear information. Ask for explanations in simple wording.
7. Talk to a Mortgage Broker or Financial Adviser about your options if you are not sure or think there maybe better options for your current financial situation.
8. Make sure you understand what will happen and have everything explained before signing any documents.
9. Make sure you, your partner, or anyone that any refinance or financial changes interferes with, especially family members that have been guarantors or used equity in property to help you in the past, all know and agree on exactly what will be the outcome for all.
10. Before any settlement of mortgages or finance arrangements, make sure all your direct debits are changed to the new loan account preventing any dishonours.
Feel free to contact me anytime for any financial assistance. Your questions are always welcomed.
10 Tips for Health Fitness
1. Be actively involved in your own health care
2. Speak up if you have any questions or concerns
3. Learn more about your condition or treatments by asking your doctor or nurse and by using other reliable sources of information
4. Keep a list of all the medicines you are taking
5. Make sure you understand the medicines you are taking
6. Make sure you get the results of any test or procedure
7. Talk to your doctor or health care professional about your options if you need to go into hospital
8. Make sure you understand what will happen if you need surgery or a procedure
9. Make sure you, your doctor and your surgeon all agree on exactly what will be done during the operation
10.Before you leave hospital, ask your doctor or other health care professionals to explain the treatment plan you will use at home.
Call your Doctor or Medical Centre for further information.