Life Insurance 101

It’s kinda simple!
Life (Death) insurance is pretty much straight forward. It pays a lump sum on your death. But it gets better than that. In some cases, you don’t have to die to get a pay out. Some policies will make an advance payment if you are diagnosed with a terminal illness.

Premature death isn’t straightforward.
The effects of death are devastating for those that you leave behind. Your unexpected death has the potential to financially destroy the lives of your family.

You’re in danger of losing your home if you can’t  pay the mortgage. Without your income, your family’s future may well go down the drain. And with reduced retirement savings their future looks dimmer and darker.

Luckily….
Premature death is  the least likely to occur. It’s very affordable, so there’s no reason not to have life insurance for your family. If you want a quick review  then contact me.